ARAG® LEGAL ACCESS SERVICES

Before you buy, sell or sign ...
Before you make a key decision about your future ...

LEGAL ACCESS lets you consult the professionals-experienced, independent legal and financial advisors!

So many of life's major events - from buying a home to caring for an aging parent - require legal advice and documents. Many of these transactions are complex, and no one has all the answers. And, the fact is, you cannot predict when you will face a legal issue. Either way, having access to a good lawyer can make all the difference. The ARAG ^® Legal Access Plan^SM makes it easy and affordable to give your family this kind of support.

Experienced professionals and solid advice-just by picking up the phone
Whenever a question arises, simply pick up the phone and dial-you'll be talking to an attorney in your area. Ask about the best way to protect your credit ... structure an offer to buy a home ... provide for a stepchild in your will ... navigate juvenile court ... pay nursing home costs ... plan for retirement ... or handle custody concerns. Call with almost any legal or financial question.

Best of all, you get help...

• Without waiting for appointments;
• Without taking time off work;
• Without worrying about how much it might cost!

You and your family are protected no matter what surprises life brings. There are virtually no limits on what personal legal and financial issues you can raise, and all your conversations are subject to the attorney-client privilege.

The Legal Network you can use with confidence
All attorneys in the network are carefully selected and continuously monitored. Whether you need to speak with an attorney by phone or meet in person, you can be confident the attorney will be experienced and accessible. All law firms in the network complete a detailed questionnaire and sign a contract to provide services at specified rates and agreed procedures.

A legal network that spans North America
Through the network, you are quickly matched with attorneys who have the appropriate legal experience to handle your problem. You can talk with an Access attorney by telephone, or we can identify local referral law firms in your community who can provide you with an office consultation. We can arrange a phone consultation in your state or with an attorney anywhere in the US, Canada or Puerto Rico.